Credit Manager

Job Scope: As the middle office of the Branch's credit business, The Credit Manager is responsible for assessing of Credit proposals, monitoring and managing credit risk. Ensure the conduct of the Branch's credit business is within the letter and spirit of Head Office and regulatory requirements. Key Responsibilities: • Report to the Head or Deputy Head of Risk Control Department; • Assess the credit proposal from front office; • Analyze macroeconomics, economic activity and the creditworthiness of Bank's Clients, analyzing relevant industry and financial condition of borrowers , analyze the risk factors and prepare mitigating suggestions; • Conduct project loan assessment; • Prepare and submit credit assessment report to the Credit Committee, establish and adjust limits and/or preconditions for credit deals, based on the results of monitoring and analysis of the financial situation and information; • Review Credit limits and internal rating; • Regularly review the credit policy of the bank; • Skilled in operating GCMS system; • Other works assigned by the Head or Deputy Head of Risk Control Dept. Qualifications and Skills: • BS/MS degree in finance or economics and other related courses. • 3 - 5 years of experience on the corporate loan assessment and analysis in the corporate banking and/or commercial banking sector. • Professional knowledge and skills including: a) Possession of professional methods of financial and economic analysis of economic activities of corporate; b) Accounting standards IFRS knowledge; c) Possession of ability of macroeconomics analysis and industry analysis; d) Familiar with energy, real estate, power, mining and infrastructure industry, capable of writing industry analysis report and project loan assessment report; e) Capable of writing comprehensive and in-depth credit assessment report; f) Familiar with credit risk management requirement of BSP.#J-18808-Ljbffr